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Comparing the Costs of In-Home Care and Assisted Living Facilities

June 11, 2024


In-home care vs. an assisted living facility is often a pivotal consideration for those with aging family members. One of the primary factors influencing this decision is cost.

Let’s shed some light on the financial aspects of each option so that you can make an informed decision. Which choice is right for you and your loved one?

Understanding Assisted Living Facilities

Assisted living facilities are residential communities for seniors who need assistance with daily activities but do not need 24/7 medical care. These spaces offer meals, housekeeping, social activities and personal care from staff.

Assisted Living Costs

The cost of assisted living is highly variable. A number of factors affect the price, including meals, utilities and level of care required. On average, assisted living costs around $4,500 per month, sometimes as high as $5,000-6,000.

Additionally, some assisted living facilities charge community fees or for assistance with tasks such as bathing or dressing. These fees can add up quickly, sometimes reaching the tens of thousands of dollars.

Understanding In-Home Care

In-home care refers to the professional care services that are provided by a health aide in the comfort of one’s own home. They allow seniors to maintain their independence and live happier, more fulfilling lives while remaining in familiar surroundings.

Home health aides provide assistance with personal care, meal preparation, housekeeping, medication management, companionship and much more. The best home care providers are patient-centric and flexible. Whether your loved one needs short-term care, a long-term companion or hospice and palliative care support, aides are available 24/7 and help seniors stay safe and live with dignity.

Cost of In Home Care

The cost of in-home care varies by the selected caregiver and level of care required. Transportation costs, medical supplies and enrichment activities can affect this cost as well. While live-in care is considered “custodial care” and not covered by supplemental health insurers or Medicare, long-term Care Insurance policies often cover the cost.

Ultimately, the best in-home caregivers will strike the right balance between quality care and reasonable prices. Home care providers are readily available to discuss rates and competitive pricing should you have any concerns.

Providing Affordable, High-Quality Care for Your Loved Ones

Deciding where to place your loved one during their golden years is always a challenging decision. Often, financial factors put undue stress on families who just want to do the right thing;  when compared to expensive assisted living facilities, there is far greater value in choosing in-home care. The privacy, comfort and security of home, as well as a preservation of independence, is incredibly valuable during this time in your loved one’s life.

At Home Care Solutions, we are dedicated to helping those requiring 24-hour assistance to live their best lives at home. Our dedicated home health aides, certified RNs, and responsive staff are here to help you on your path to finding the right care for your loved ones. For more information about in-home care services, competitive pricing or why home care is preferable to assisted living, reach out to us today.

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